Use Your FSA/HSA for Chiropractic Care in Sacramento
Maximize Your Tax-Free Healthcare Dollars
Did you know chiropractic care is fully eligible for FSA and HSA spending? Most people don't realize they can use their healthcare spending accounts for chiropractic treatments - but you absolutely can, and we make it simple.
What Are FSA and HSA Accounts?
Flexible Spending Account (FSA)
Pre-tax dollars from your paycheck
Use it or lose it each year (usually)
No special insurance requirements
Available through most employers
Health Savings Account (HSA)
Pre-tax contributions with tax-free growth
Funds roll over year after year
Requires high-deductible health plan
You own the account even if you change jobs
Health Reimbursement Arrangement (HRA)
Employer-funded account
Tax-free for qualified medical expenses
Varies by employer plan
Why Chiropractic Care is Perfect for FSA/HSA
✓ IRS-Approved Qualified Medical Expense
Chiropractic care falls under "preventive care" and "treatment of medical conditions"
✓ No Pre-Approval Required
Unlike insurance, you don't need prior authorization
✓ Immediate Payment
Use your FSA/HSA card just like a debit card
✓ Tax-Free Savings
Save 20-30% compared to paying with after-tax dollars
How We Make FSA/HSA Simple
1. We Accept Your Cards Directly
Bring your FSA/HSA card - we process it just like any debit card
2. Detailed Receipts Provided
We provide itemized receipts with all required information for your records
3. Proper Documentation
All treatments are coded with appropriate CPT codes for healthcare expenses
4. No Additional Fees
FSA/HSA payments are processed at no extra charge
FSA/HSA Eligible Services at Our Practice
Year-End FSA Spending Tips
November & December are crucial months! Most FSA accounts operate on a "use it or lose it" basis.
Smart Strategies:
Schedule your annual check-up - Preventive care is fully covered
Address ongoing issues - Don't put off that nagging back pain
Consider a wellness package - Prepay for next year's care
Maintenance care - Regular adjustments for optimal health
We're here to help you maximize your FSA dollars before they expire!
Common Questions About FSA/HSA for Chiropractic
Q: Do I need a doctor's referral to use my FSA/HSA?
A: No referral required! Chiropractic care is automatically eligible.
Q: What if my card gets declined?
A: Sometimes accounts have daily limits. We can split payments or you can pay another way and get reimbursed.
Q: Can I use FSA/HSA for my family members?
A: Yes! Spouses and dependents are covered under your account.
Q: What documentation do I need to keep?
A: Keep our detailed receipts. We include all required information for tax purposes.
Q: Can I get reimbursed if I pay cash first?
A: Absolutely! Pay with cash or credit card and submit our receipts for reimbursement.
Calculate Your Tax Savings
Example: $100 Chiropractic Visit
Payment MethodYour CostTax SavingsAfter-tax cash$100$0FSA/HSA (22% tax bracket)$78$22FSA/HSA (32% tax bracket)$68$32Plus potential state tax savings!
Getting Started is Easy
Step 1: Check your FSA/HSA balance (call the number on your card or check online)
Step 2: Schedule your appointment - mention you'll be using FSA/HSA
Step 3: Bring your FSA/HSA card to your appointment
Step 4: Receive care and use your card for payment
Step 5: Keep your receipt for your records
Ready to Use Your Healthcare Dollars Wisely?
Don't let your FSA dollars expire! Schedule your chiropractic care today.
CHECK FSA/HSA BALANCE [BOOK APPOINTMENT] CALL (916) 426-9252
Questions about using your FSA/HSA? Call us at (916) XXX-XXXX - we're happy to help!
